Privacy Policy

Effective date: 9 October 2026

My Wealth Square is an educational personal wealth blueprint and retirement planning app intended for users aged 18 and above. This policy explains how the website and Android app handle information.

Information you enter

No account is required. Asset, liability, expense, retirement-planning, language and currency figures are saved locally on your device. The developer does not collect, transmit, share or sell those figures.

Retirement simulation

The retirement simulator uses assumptions chosen by you to produce an educational projection. Its calculations run on your device and are not personalised financial advice, a guarantee, or an offer of a financial product.

PDF export and sharing

Reports are generated on your device. A report leaves your device only when you choose a save or share destination. The privacy practices of that destination then apply.

Encrypted backups

You may choose to create an encrypted backup file containing your My Wealth Square data. The backup is encrypted on your device with a password you choose before you select a storage destination such as Google Drive, OneDrive or local storage. My Wealth Square does not receive, store or know your backup password or backup file. You must keep the password because the developer cannot recover an encrypted backup without it.

Android app and website hosting

The Android app packages the calculator files on the device and does not need internet access for calculations. The separate public website at https://lbp1122.github.io/my-wealth-square-site/ is hosted by GitHub Pages. GitHub may process standard technical request data to deliver and secure the website under its own privacy terms. Figures entered into My Wealth Square are not sent to GitHub by the calculator.

Google Play purchases and subscriptions

The Android app may offer Annual Full Access and a separate one-time Full Version purchase through Google Play Billing. Google processes payment methods, charges, renewals, cancellations, refunds and applicable taxes under its own terms and privacy practices. The app receives only the purchase-entitlement information required to unlock or restore Full access; My Wealth Square does not receive or store your card or bank-account details.

Advertising, analytics and third parties

My Wealth Square contains no advertising SDK, analytics SDK, financial-account connection or user-tracking service. It does not offer loans, banking, trading, investment, insurance or payment services.

Data retention and deletion

Locally saved figures remain until you clear the app or browser data, reset your device, or uninstall the Android app. You control any PDF copies and encrypted backup files you save or share. An encrypted backup can be used to restore your data after reinstalling the app or moving to another device.

Age

My Wealth Square is an educational personal wealth blueprint and retirement planning app intended for users aged 18 and above.

Contact

For privacy questions, email mywealthsquare22@gmail.com. Do not include account numbers, references or personal financial figures in an email.