Terms of Use

Effective date: 9 October 2026

These Terms govern your use of the My Wealth Square Android application and website. By using My Wealth Square or completing a purchase, you agree to these Terms and acknowledge the Privacy Policy.

Educational purpose only

My Wealth Square is an educational personal wealth-recording, planning and monitoring tool. It does not provide financial, investment, tax, accounting, legal, insurance or medical advice, and it does not recommend or arrange a financial product or transaction. Consider appropriate professional advice before making important decisions.

Your figures and projections

Results depend on the figures and assumptions you enter. Returns, inflation, spending, taxes, market values and other conditions can change. Projections are estimates, not promises or guarantees. You are responsible for checking your inputs and deciding whether any result is suitable for your circumstances.

Free and Full access

My Wealth Square may offer a Free version and paid Full access through Google Play. Only the plans and offers currently returned by Google Play are available for purchase. Local price, currency, tax, eligibility and renewal terms shown by Google Play at checkout control the transaction.

• Annual Full Access: an automatically renewing annual subscription. It renews unless cancelled through Google Play and provides Full access during the paid subscription period.
• Full Version — one-time purchase: a non-recurring purchase with no subscription renewal. The purchase entitlement does not expire merely because time passes, subject to these Terms, applicable law and the continuing technical ability to operate the app.

Full Version – One-Time Purchase

A one-time purchase unlocks the Full Version features of My Wealth Square without recurring subscription fees. The purchase does not guarantee perpetual development, future updates, compatibility with all future Android versions or devices, or the continued availability of Google Play or other third-party services.

We may modify, suspend or discontinue My Wealth Square or particular features for legitimate technical, security, legal, regulatory, platform or business reasons. Where reasonably practicable, we will provide advance notice and take reasonable steps to preserve access to locally stored data and purchased functionality.

Nothing in these Terms limits any consumer rights or remedies that cannot lawfully be excluded.

Subscriptions, cancellation and expiry

You can manage or cancel Annual Full Access through Google Play. Cancelling stops future renewal; access normally continues until the end of the paid period unless Google Play or applicable law provides otherwise. When a subscription expires, locally stored financial records are not intentionally deleted solely because the subscription ended, although paid editing, calculation or export features may return to Free-version limits.

Updates and compatibility

Updates may be released to improve security, reliability, compatibility or features. No specific update schedule or indefinite support period is guaranteed. An older installed version may stop working correctly because of changes outside our control, including Android, Google Play or device-manufacturer changes.

Payments and refunds

Google Play processes purchases, renewals, payment methods and applicable taxes. Refunds and payment disputes are handled under Google Play rules and any mandatory rights that apply in your country or territory. Nothing in these Terms excludes or limits a consumer right, remedy or liability that cannot lawfully be excluded or limited.

Data, backups and device loss

Your financial figures are primarily stored locally on your device. You are responsible for your device and for reports or backup files you create. Keep any backup password secure: the developer cannot recover a password that is not known to the developer. Uninstalling the app, clearing app storage, losing the device or failing to maintain a usable backup may result in data loss.

Acceptable use

You must not misuse the service, interfere with its operation, bypass purchase controls, reverse engineer protected components where prohibited by law, or copy and commercially exploit its software, visual designs, reports or proprietary financial-modelling materials without permission.

Availability and liability

My Wealth Square is provided on an “as available” basis. To the maximum extent permitted by law, the developer is not liable for decisions, trading losses, tax outcomes, missed opportunities, indirect losses, device failure or data loss arising from reliance on user-entered information or projections. This does not exclude liability that cannot legally be excluded.

Age

My Wealth Square is intended for users aged 18 or older. A user who has not reached the age required to enter a binding agreement in their location must use the service only with appropriate parent or guardian permission.

Changes to these Terms

These Terms may be updated for legal, security, platform or product changes. Material changes will be identified by a revised effective date and, where required, additional notice.

Contact

Questions may be sent to mywealthsquare22@gmail.com. Do not include account numbers, passwords or personal financial figures in an email.